Real Estate Lake of the Ozarks

 There's much excitement when it comes to buying a home at the Lake of the Ozarks . However, you'll have the best experience if you take care of a little business before you set out house hunting and seeing all these beautiful lake homes. In this week's blog, The Fran Campbell Team is here to give you 3 financial items that you'll want to ensure you have taken care of BEFORE finding your dream home. Read on to learn more! The Power of a Pre-Approval A pre-approval letter is a powerful tool when buying a home. It will allow you to set realistic expectations for your price range as you house shop. There are few things worse than finding your dream home only to find out it's not within your financial reach. This also helps your agent pinpoint a great selection of homes based on your preferences and purchasing power, saving valuable time when the market is this hot! Research Mortgages & Interview Your Officer/Broker Not all mortgages are the same. You'll want t...

When starting the process of  buying a home at the Lake of the Ozarks , it's important to not get ahead of yourself and secure your finances before you start looking for a home. If you don't have your finances in order before you start looking, you risk making a rushed decision on your mortgage which could cost you a higher interest rate or you may find your dream home and not be able to make an offer because you don't have your finances squared away. Read on to get some advice from the  Fran Campbell Team  for dealing with your finances for  purchasing a home at the Lake of the Ozarks . 1. Get Pre-Approved The last thing you want to do is fall in love with a home that you can't afford. That's why it's so important to know what your budget is before you start looking at homes. You can avoid a lot of wasted time and energy by getting pre-approved so you have an idea of what lenders will loan to you. This will help you and your agent pinpoint homes within your bud...