Real Estate Lake of the Ozarks

Buying a home can be intimidating, and the idea of doing both simultaneously can be daunting. You may be wondering how exactly you might plan to buy a home at Lake of the Ozarks and sell your current home simultaneously. Your favorite real estate agents at Lake of the Ozarks have some advice and strategies to help you get through the process!' What Do Your Finances Look Like? There is no clear black and white answer because everyone's situations vary depending on how their finances look. If you have disposable funds for the down payment, then you won't have as much of an issue between selling your home and buying another one. Whereas if you need the cash from selling your home for the down payment. So what's best, buying a home first or selling your home first? Consider these scenarios below. Selling First Low Housing Inventory If you find that the current housing inventory is low, it may be best to sell your home first and temporarily rent until your home sells. Sure...

 There's much excitement when it comes to buying a home at the Lake of the Ozarks . However, you'll have the best experience if you take care of a little business before you set out house hunting and seeing all these beautiful lake homes. In this week's blog, The Fran Campbell Team is here to give you 3 financial items that you'll want to ensure you have taken care of BEFORE finding your dream home. Read on to learn more! The Power of a Pre-Approval A pre-approval letter is a powerful tool when buying a home. It will allow you to set realistic expectations for your price range as you house shop. There are few things worse than finding your dream home only to find out it's not within your financial reach. This also helps your agent pinpoint a great selection of homes based on your preferences and purchasing power, saving valuable time when the market is this hot! Research Mortgages & Interview Your Officer/Broker Not all mortgages are the same. You'll want t...

There are numerous advantages to owning a lakefront home at the Lake of the Ozarks . So, if you've been considering the idea of buying a vacation home, allow us to spotlight just why you'll want to buy a vacation home at the Lake of the Ozarks  over many other options out there. Continue reading to learn more! Bang for Your Buck For one, you're going to get a lot of real estate for your dollar as compared to say a beachfront home. Here at the Lake, we have over 70,000 lakefront homes lining our pristine shoreline. Ranging from million-dollar luxury lake homes to cozy cabins. Plus, saving on the cost of the home means there's more money to go towards your dock or new boat! Maintenance & Insurance When you consider things such as flood insurance requirements and recurring maintenance requirements with a beach home, you'll find the lakefront home much more forgiving. Freshwater is much easier on your property than saltwater, so you don't have to worry as much...

 There is A LOT of information out there regarding the "best practices" or "best advice" for buying real estate. While it's great to have so many resources at your fingertips, it also allows for the spread of misinformation. Buying real estate at the Lake of the Ozarks  is an exciting experience, and one that should be handled diligently - after all, it's a large investment. That's why your premier real estate agents at the Lake of the Ozarks , the Fran Campbell Team, are here to debunk a few common misconceptions about buying real estate. Misconception#1: Buy Purely off Logic While it is important to carefully think through the buying process, that's not to say that it should be a solely intellectual purchase. Deciding which home to purchase is a large and impactful decision. It's vital to the buying process to carefully analyze the homes you're interested in for comparisons. The numbers can help you choose the best fit for you. However, do...

 So, you've just finished buying a home at the Lake of the Ozarks . Firstly, congratulations! Now that you've gotten the hard part out of the way, here comes the fun! Hosting a housewarming party at your new residence is a great way to break-in the new home. This gives you an opportunity to show off your fabulous new asset to friends and family in a celebratory and memorable way. In this week's blog, the Fran Campbell Team is giving you a few housewarming essentials to showcase your new home at the Lake of the Ozarks ! Create a Fun Theme! Having a theme in mind when celebrating your home purchase can be an effective way to ease the planning process for some of the housewarming items such as menu and decoration. It also allows guests to narrow down their choices for dress, gifts, food, and other items that are often considered when attending a housewarming party. Make Your Home Enticing You're inviting guests over to celebrate your purchase of a new home, make sure that ...

Finding the perfect home in the right neighborhood, school district, and a home with all the features you want can be a daunting task. Throw in trying to sell your current home into the mix and you've got even more complications to sort through. You may be wondering how exactly you plan to  buy a home at the Lake of the Ozarks  and sell your current home simultaneously. Your favorite  real estate agents at the Lake of the Ozarks  has some advice and strategies for you to consider. What Do Your Financing Look Like? There is no clear black and white answer because everyone's situations vary depending on how their finances look. If you have disposable funds for the down payment, then you won't have as much of an issue teeter-tottering between selling your home and buying another one. Whereas if you need the cash from selling your home for the down payment. So what's best, buying a home first or selling your home first? Consider these scenarios b...

When starting the process of  buying a home at the Lake of the Ozarks , it's important to not get ahead of yourself and secure your finances before you start looking for a home. If you don't have your finances in order before you start looking, you risk making a rushed decision on your mortgage which could cost you a higher interest rate or you may find your dream home and not be able to make an offer because you don't have your finances squared away. Read on to get some advice from the  Fran Campbell Team  for dealing with your finances for  purchasing a home at the Lake of the Ozarks . 1. Get Pre-Approved The last thing you want to do is fall in love with a home that you can't afford. That's why it's so important to know what your budget is before you start looking at homes. You can avoid a lot of wasted time and energy by getting pre-approved so you have an idea of what lenders will loan to you. This will help you and your agent pinpoint homes within your bud...

The process of buying or selling a home can be tricky and confusing, and the Fran Campbell Team understands that it requires a lot of knowledge about the local real estate market, contracts, escrow, appraisals, referrals and more. Experience counts when it comes to making the most of your budget or getting the most out of your money when buying or selling property at the Lake of the Ozarks . Here are 4 reasons why it's a smart move to use Fran Campbell Team for your next real estate transaction . 1. Local Expertise Fran Campbell Johnson and team can inform you about local amenities, school districts, neighborhoods and activities. And our agents know the market - we know how much homes are selling for all around the lake area, we know what areas are highly desirable if you’re coming in from out of town, and we know which areas are up-and-coming. You can trust our agents to know the local inventory and know how to get the best price for a home or property. 2. Experience Buy...

When it comes time to buy a home at the Lake of the Ozarks it’s an exciting time! Although exciting, sometimes navigating through the real estate process can be a challenge or stressful. Buying a home should be exciting - especially at the beautiful Lake of the Ozarks! Today, our real estate team at the Lake of the Ozarks has six tips for finding your dream home!  1. Consider the Location When searching for you new home, consider the location. How far are you willing to commute to work? How far is the drive to schools, shopping, grocery and other amenities that you will need. Is the home next to a vacant lot or neighbors? How is the upkeep of the surrounding neighbors, building etc? 2. Do Your Research It goes without saying that we have a wealth of information at our finger tips with one simple Google search. Use this to your advantage to access information about recent home sales, number of homes on the market, comparable home sale prices and community information...

When it comes time to buy a home whether it be your first home, fifth home, or you're investing in a second home at the Lake of the Ozarks, buying a home is a big step both financially and emotionally. It's easy to get caught up in the moment when buying a home but it's important to approach buying a home logistically and not let your emotions get the best of you. It's also important to have a list of questions ready when during the process of looking at homes for sale at the Lake of the Ozarks . Read on to find out what you should be asking before purchasing a home. 1. How Long As The Home Been On The Market? As the buyer, the length of time the home has been for sale is valuable information. If the home has only been listed for a short time, you can infer that your offer will probably need to be very good in order for the seller to consider it. If the home has been listed for several months, however, the seller may be more impatient to sell and could possibly ...