Real Estate Lake of the Ozarks

Buying your first home at the Lake of the Ozarks is exciting, but we also understand that it can be a little nerve-racking. Typically when you do something for the first time, you will have some questions and you may not completely understand the process; buying your first home is no different. That is why today, our real estate team at the Lake of the Ozarks has some advice for the first-time home buyer! Get Prequalified or Preapproved ASAP Most of us cannot buy a house without getting a mortgage loan. The loan approval process is a winding journey all on its own; depending on your progress on that particular journey, you can either aid or hinder your home buying efforts. Before you begin seriously shopping for homes, we strongly recommend you talk to a lender and get prequalified or preapproved. This will be very helpful going forward! Choose the Location First You can change a lot of things about your new home after you buy it. You can repaint, remodel, and renovate anything you wa...

Buying a home at Lake of the Ozarks can is a very exciting time for first time home buyers... however, it can also be a bit overwhelming. Purchasing a home is likely the largest purchase you have made at this point in your life so for good reasons, you may be feeling some pressure. Here are a few tips to ease the tension and maintain an organized search with some boundaries and guidelines that will put you on the right track. 1. Determine a Realistic Price Range A very common mistake for any home buyer is purchasing more house than they can afford. Know your budget before looking for a home and be honest about the expenses that you have. By determining this in advance, you will be able to weed out the homes that you cannot afford and only view the homes that fit into your budget.  2. Get Pre-Approved  A pre-approval letter will give you some negotiation power when it comes to the price of the home that you are considering. The pre-approval letter alon...

If there's one thing we can all agree on, it's that buying a home at the Lake of the Ozarks is a big step. It's a commitment to stay at the Lake, a commitment to pay off your new mortgage loan, and a commitment to build a safe home for yourself and your family. Before you take the plunge and sign your name on the dotted line, you'll want to be certain that the home you're purchasing is right for you! Asking yourself these key questions before buying  your new home will help you do just that. Question #1: Am I Okay With My New Commute? Work commutes are shown to have a strong correlation with overall job and life satisfaction. With most of us working at least forty hours per week, your new commute will likely be a drive you make almost every day. Test out the new drive before you purchase so you can get a feel for the roads, the traffic, and the amount of time your new drive will take you. Are you comfortable making the drive every day? Question #2: Will Th...

As we've said many times before, buying a home is one of the most exciting times in anyone's life. Unfortunately, it's also one of the most complicated! There are so many little details that need attention that it's no wonder people have several questions about the process. In an attempt to help ease the process of buying a home at the Lake of the Ozarks , Fran Campbell Team put together a list of frequently asked questions (and their answers!) about buying real estate properties. We hope this information will be able to guide you through the process of purchasing your next home. I want to buy a home. What's my first step? We believe that your very first step in the home buying process is to make a prioritized list of what you want and need out of a new home. Distinguish between what you really need versus what you want. Once you have an idea of what you're looking for, your next step is to contact an experienced real estate professional . Your Realtor ...