Showing posts from October, 2021

8 Common Lender Programs for First Time Home Buyers

As a first time homebuyer,  buying a home at the Lake of the Ozarks  is a very exciting time. It can also be a very stressful time - especially when you're trying to figure out your financing options. For those who don't have the best credit or a lot of money saved back to put toward a down payment, buying a home can seem impossible. Fortunately, there are several programs available to first time buyers that provide them with  great mortgage opportunities . This week, we'll look at 8 common lender programs that help first time homebuyers get into their first home: 1. FHA loan Best for: Buyers with low credit and smaller down payments Insured by the Federal Housing Administration, FHA loans typically come with smaller down payments and lower credit score requirements than most conventional loans. First-time homebuyers can buy a home with a minimum credit score of 580 and as little as 3.5 percent down or a credit score of 500 to 579 with at least 10 percent down. Unfortunatel

5 Reasons to Use a Real Estate Agent to Sell Your Home

When it comes time to try and  sell your Lake of the Ozarks home  we strongly advise using a real estate agent. With the real estate market changing all of the time having an experienced agent to help you navigate the selling process is extremely important to the success of selling your home. That's why today, the  Fran Campbell Team  would like to share with you five reasons using an agent to help sell your home is important. 1. Help Marketing Your Home In today's fast-paced digital age, simply sticking a "home for sale" sign in your front yard isn't going to be enough. You need to be able to get your home in front of quality buyers - and since your home typically gets the most traffic during its first thirty days on the market, you need to do it fast. A real estate agent will be able to help you market your home so you can get it in front of as many interested buyers as possible. 2. Pricing Assistance Identifying the appropriate starting asking price is one of t

Need a Little Fall Home Maintenance?

Fall at Lake of the Ozarks has arrived! Whether you are a new homeowner, you've had your home for years, or you plan to buy a home at Lake of the Ozarks , it's time to complete some seasonal maintenance. In addition to helping you find your Lake of the Ozarks real estate , the Fran Campbell Team also wants to help you keep your home in tip-top shape! Here are 9 maintenance projects to consider completing this fall! 1. Prepare Your Deck For Winter While it was fun sitting on the deck for the summer, it's time to start packing things up. You can cover and store your patio furniture, inspect your deck for any places that need repairs, and don't forget to cover up your grill! You can also empty any planters that still have dirt in them. Clay pots with dirt still in them can crack from the temperature changes 2. Inspect the Roof The combination of snow, ice, rain, wind and changing temperatures can wreak havoc on your roof. If you notice any warping, missing shingles, or a l

How to Improve the Value of your Living Room

 Your living room is the space where you tend to relax and unwind after a long day. Many might agree that this is one of the most important spaces in your home. Buyers, like you, enjoy spending time after a long day relaxing too, and will pay more for houses that have comfortable and functional living rooms. So this week, we are sharing with you some tips for  improving your home's value  in the living room. Install Efficient Windows Energy efficient windows can substantially reduce costs associated with heating and cooling, which is a huge perk to most interested buyers. Cold glass can create uncomfortable drafts as air next to the window is cooled and drops to the floor. Also, strong direct sunlight through windows onto people and interior surfaces can cause overheating and discomfort. They can also allow natural light to be let in without the concern of letting unwanted heat in. Overall, having energy efficient windows can help to create a more comfortable space. Let in the Ligh