Real Estate Lake of the Ozarks

Buying a home is an exciting time! But many first-time home buyers don't realize just how many ways you can mess up a home purchase. You may have got your pre-approval, found a home you loved and made an offer. But if you want to avoid messing up the transaction, you will need to be extremely careful until the sale has closed. The Fran Campbell Team is offering some guidelines to follow to avoid losing your loan approval before closing on the sale.  1. Don't Miss Payments or Pay Late Many buyers make the mistake of thinking that once the lender issues their loan commitment, they are in the clear and the lender won't check their credit again. This is NOT true! The loan approval isn't final until it's a completely done deal. It's essential that you keep your payments current on all your loan accounts, including credit cards and car loans. The lender will look at your credit again before finalizing your mortgage, and if you have missed any payments, it...

In last week's blog we covered some of the initial timelines you'll see when closing on a home at the Lake of the Ozarks . These tasks are essential to keep track of to ensure a smooth and successful process. This week, the  best real estate team at the Lake of the Ozarks  will focus on some of the timelines you need to be aware of toward the end of your transaction for a smooth closing on your  real estate at the Lake of the Ozarks . What needs to be done before closing:  Turn On Utilities You'll need to get utilities turned on or transferred into your name for the new property. Generally sellers provide all of the relevant utility contact info in the Seller’s Disclosure. If it isn't provided in the disclosure, your real estate agent can assist in compiling that info for you. Make sure you schedule utilities to be in your name for the date of closing so there are no issues between the sellers and you or with taking occupancy that day if you plan to start m...