Showing posts from May, 2017

6 Vital Questions To Ask Your Lender

When  buying a home at the Lake of the Ozarks , there are several factors to take into consideration. One of the things is your mortgage. With all of the lending opportunities available, it's easy to become overwhelmed and just go with the first choice without even asking questions about your mortgage payment responsibilities. That's why the Fran Campbell Team has come up with a list of questions that you should be asking your lender before signing off on a mortgage commitment. Take a look: 1. What is the interest rate? The first thing you should ask your lender for is a direct interest rate quote, as well as the corresponding annual percentage rate for the loan. The interest rate, along with your mortgage balance and loan term will determine your real monthly payment. A loan with a smaller balance or lower interest rate will make for smaller monthly payments. If you're not sure about the interest rate your lender has quoted you, don't hesitate to shop around wi

How Professional Photography Can Help Sell Your Home Faster!

When you decide to sell a home at the Lake of the Ozarks , one of things you need to be aware of is that most people are finding their new homes via the internet. It is absolutely essential that your home is easy to find and will draw buyer attention online. That being said, when people do find your home online, the main thing that will catch their eye are the photos of your home. If you have bad photos or no photos, the potential buyer is not going to waste their time visiting your property. That's why the Fran Campbell Team thinks it's a great idea to hire a professional photographer when listing a home for sale at the Lake of the Ozarks - see our reasons why: Creating a Captivating First Impression Your photos are your first impression, so why would you show potential buyers bad images of your beautiful property? Professional real estate photographers are trained to capture the right angles, emphasize the important features, utilize the light, and manipulate images i

Things to Consider When Investing in a Vacation Rental Property

Have you considered investing in a vacation rental property at the Lake of the Ozarks ? It's a great idea and a wonderful opportunity for making some extra money to put away for a rainy day or retirement. However, there are some really important things to consider before buying investment property at the Lake of the Ozarks . The Fran Campbell Team has come up with some things that you should consider before making a purchase: How often will you want to use it yourself? One thing you need to consider before investing in a vacation rental property at the Lake of the Ozarks is how often you plan to use it for personal use. This will play a big role in how often your property is rented. If you plan to use your vacation rental frequently during the tourist season for the Lake of the Ozarks, you're going to cut down your the opportunity to make money. Plan in advance to use the property during off season months and try to avoid holidays, as those will be the best times to capi

Advice for Dealing with Financing BEFORE Buying a Home

One of the most important things to consider when buying a home at the Lake of the Ozarks is the financing aspect. Your home buying process literally depends on this. If you don't have your financial ducks in a row and don't understand the many aspects of financing, you may not be able to buy a home at the Lake of the Ozarks . OR, you may end up paying more than you would have had you proactively educated yourself prior to purchasing. The Fran Campbell Team has some stellar advice on how you can protect yourself and make smart decisions when dealing with financing for purchasing a home at the Lake of the Ozarks - take a look! Get Pre-Approved The last thing you want to do is fall in love with a home that you can't afford. That's why it's so important to know what your budget is before you start looking at homes. You can avoid a lot of wasted time and energy by getting pre-approved so you have an idea of what lenders will loan to you. This will help you and