Real Estate Lake of the Ozarks

The kitchen is the heart of your home and if you are thinking about  listing your home at the Lake of the Ozarks  soon, you may want to consider doing a few updates before putting it on the market. The kitchen is one of the most scrutinized rooms of your home when potential buyers are looking for their next home. That's why it may be beneficial to complete a few updates. If you're not sure where to start, the  Fran Campbell Team  has a few tips to help you design a kitchen that will sell your home! 1) Bring your Cabinets All the Way to the Ceiling Cabinets collect dust and typically have accessories that are unnecessary. More Cabinets will give you more storage and will eliminate unused dusty areas. Plus the look of floor to ceiling cabinets can be absolutely stunning! 2) Invest in Quality Cabinets  This is NOT the place to cut corners. The drawers and doors of your cabinets will be opened and closed multiple times daily. Be sure to get solid hardwoods, quality ...

The weather is getting colder and it seems like this year winter may be coming sooner than usual. Just because the weather is getting colder doesn't mean that you can't complete any home improvement projects. You may not be able to focus on the exterior while the weather is cold but there are still plenty of home improvement projects to keep you busy during the colder months. Consider completing these indoor home improvement projects this fall and winter! 1) Interior Painting  Nothing freshens up the home more than a new pop of interior paint! This activity is perfect for the winter and it is perfect for every DIY-er. This is a great way to get rid of the cold weather blues and to keep up with your home improvement to-do-list. 2)Upgrade your Flooring  This is another perfect winter time project that is not subject to temperature restraints. Whether you are just looking for a style upgrade or your current flooring is showing wear and tear, this is an easy short-term project tha...

Buying a home at the Lake of the Ozarks  for the first time is an exciting accomplishment. Once you get settled in, a fun way to show of your new home is by hosting a housewarming party! After you move into a new home, many of your family members and friends are excited for you and ready to see your new home. Throwing a housewarming party is a great way to show off your new  Lake of the Ozarks home  to a large group of people all at one time. Read on to get a few tips for throwing a housewarming party from the Fran Campbell Team. 1. Invite, Invite, Invite! If you're looking to show off your new home to family and friends, creating an invite on social media can save you some time. If, however, you're looking to get to know the neighbors, a personal or printed invitation is the best option since your new neighbors are probably not on your friends list yet. Adding a simple personalized message on your invites such as “Hope to see you there!” will increase your chances of a h...

Finding the perfect home in the right neighborhood, school district, and a home with all the features you want can be a daunting task. Throw in trying to sell your current home into the mix and you've got even more complications to sort through. You may be wondering how exactly you plan to  buy a home at the Lake of the Ozarks  and sell your current home simultaneously. Your favorite  real estate agents at the Lake of the Ozarks  has some advice and strategies for you to consider. What Do Your Financing Look Like? There is no clear black and white answer because everyone's situations vary depending on how their finances look. If you have disposable funds for the down payment, then you won't have as much of an issue teeter-tottering between selling your home and buying another one. Whereas if you need the cash from selling your home for the down payment. So what's best, buying a home first or selling your home first? Consider these scenarios b...

When starting the process of  buying a home at the Lake of the Ozarks , it's important to not get ahead of yourself and secure your finances before you start looking for a home. If you don't have your finances in order before you start looking, you risk making a rushed decision on your mortgage which could cost you a higher interest rate or you may find your dream home and not be able to make an offer because you don't have your finances squared away. Read on to get some advice from the  Fran Campbell Team  for dealing with your finances for  purchasing a home at the Lake of the Ozarks . 1. Get Pre-Approved The last thing you want to do is fall in love with a home that you can't afford. That's why it's so important to know what your budget is before you start looking at homes. You can avoid a lot of wasted time and energy by getting pre-approved so you have an idea of what lenders will loan to you. This will help you and your agent pinpoint homes within your bud...

Whether you are currently a homeowner, or in the market to purchase a home very soon, Fall is a great time of year to do some seasonal maintenance on your home. Keeping up with necessary home maintenance each year helps to keep your home in tip-top shape. Read on to get a handy list from the  Fran Campbell Team  for your fall home maintenance checklist. Reverse Your Ceiling Fan By remembering to reverse your ceiling fan, you can redistribute the warm air from the ceiling back down to your living space. Cover Your Air Conditioners Vacuuming out the internal parts of your air conditioners and then covering them with an appropriate cover can help your unit last longer and protect it from the elements. If you have a window unit, you can take them out or cover them up according to their instructions. Caulk Windows One of your main goals through the winter will be to retain heat and keep the cold out. One of the most cost-effective ways to do this is by caulking the windows and door...

As a first time homebuyer,  buying a home at the Lake of the Ozarks  is a very exciting time. It can also be a very stressful time - especially when you're trying to figure out your financing options. For those who don't have the best credit or a lot of money saved back to put toward a down payment, buying a home can seem impossible. Fortunately, there are several programs available to first time buyers that provide them with  great mortgage opportunities . This week, we'll look at 8 common lender programs that help first time homebuyers get into their first home: 1. FHA loan Best for: Buyers with low credit and smaller down payments Insured by the Federal Housing Administration, FHA loans typically come with smaller down payments and lower credit score requirements than most conventional loans. First-time homebuyers can buy a home with a minimum credit score of 580 and as little as 3.5 percent down or a credit score of 500 to 579 with at least 10 percent down. Unfortunat...