Posts

Showing posts from September, 2020

Get Handy with Our Fall Home Maintenance Checklist!

Image
Whether you are currently a homeowner, or in the market to purchase a home very soon, Fall is a great time of year to do some seasonal maintenance on your home. Keeping up with necessary home maintenance each year helps to keep your home in tip-top shape. Read on to get a handy list from the Fran Campbell Team for your fall home maintenance checklist. Reverse Your Ceiling FanBy remembering to reverse your ceiling fan, you can redistribute the warm air from the ceiling back down to your living space.
Cover Your Air ConditionersVacuuming out the internal parts of your air conditioners and then covering them with an appropriate cover can help your unit last longer and protect it from the elements. If you have a window unit, you can take them out or cover them up according to their instructions.Caulk WindowsOne of your main goals through the winter will be to retain heat and keep the cold out. One of the most cost-effective ways to do this is by caulking the windows and doors. Inspect the Ro…

8 Loan Programs for First Time Homebuyers

Image
As a first time homebuyer, buying a home at the Lake of the Ozarks is a very exciting time. It can also be a very stressful time - especially when you're trying to figure out your financing options. For those who don't have the best credit or a lot of money saved back to put toward a down payment, buying a home can seem impossible. Fortunately, there are several programs available to first time buyers that provide them with great mortgage opportunities. This week, we'll look at 8 common lender programs that help first time homebuyers get into their first home:
1. FHA loan
Best for: Buyers with low credit and smaller down payments
Insured by the Federal Housing Administration, FHA loans typically come with smaller down payments and lower credit score requirements than most conventional loans. First-time homebuyers can buy a home with a minimum credit score of 580 and as little as 3.5 percent down or a credit score of 500 to 579 with at least 10 percent down.
Unfortunately, you’…

Real Estate Investing: Here's What You Need to Know

Image
Investing in a condo, apartment, or single family home can have big potential, and can be a great way to plan for your future. As such, buying any property should be approached as any significant investment, requiring focus, diligence and careful research into local property, economic and demographic trends. Let's learn a little about what investing in these types of properties entails:
What are the differences between condos and single-family homes?
Using appreciation as a measure, condominiums in some areas have been as profitable an investment as single-family homes in the past five years. And in some markets, condos appreciated even more, according to some experts. While single-family homes have been the preferred investment by homebuyers, changing demographics are helping make condos more popular, especially among single homebuyers, empty nesters and first-time buyers in high-priced markets. Also, the condominium community has worked hard in the last few years to overcome image…