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Showing posts from October, 2019

Fall Harbor Hop - The Last Big Boating Event of 2019

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Fall has officially made its appearance here at the Lake of the Ozarks. Even though summer has come to a close, there are plenty of fun events that happen at the Lake year-round. This weekend is the 34th Annual Harbor Hop at the Lake of the Ozarks and will be the last big boating event of the year. This is your opportunity to spend the day "hoping" from over 40 participating restaurants collecting cards to hopefully get a winning poker hand! Get all of the details for the 34th Annual Fall Harbor Hop from our real estate team at the Lake of the Ozarks.



How To PlayEnter the Harbor Hop by stopping at any of the participating checkpoints. Obtain your first card by making a $20 donation per hand. A player may enter more than once. Six additional cards are obtained by “hopping” to other checkpoints drawing one card, per hand, at each location. Your hand is complete when the 7th card is drawn. If you are not happy with your hand or you think you have a chance to win if you had one …

Mortgage Options for First-Time Home Buyers!

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Are you tired of renting and ready to buy your first home at the Lake of the Ozarks? You may think that the only way to own your first home is by having a 20% down payment. In some cases, this is not true! As a first time home buyer, you have options for a mortgage. If you've been considering buying your first home but you're not sure where to start, our Lake of the Ozarks real estate team is here to help! Today, in our blog, we'd like to break down six mortgage options for the first-time homebuyer through lender programs.



1. FHA loan
In an FHA loan, the Federal Housing Administration, an agency within the U.S. Dept of Housing and Urban Development, insures the mortgage. The FHA’s backing offers lenders a layer of protection, meaning that your lender won’t experience a loss if you default on the mortgage.

FHA loans typically come with competitive interest rates, smaller down payments and lower closing costs than conventional loans, which makes it a great choice for first-ti…