Showing posts from December, 2012

Understand the Difference Between Pre-Qualified & Pre-Approved

We have all heard the terms "Pre-Qualified" and "Pre-Approved", but what do they really mean?  Is there a difference between the two? Yes ... and we think you should understand the difference before  buying a Lake of the Ozark Home!!
Pre-Qualified - This gives you an idea of how much you might qualify to borrow.  This process usually requires that you provide information to your mortgage lender but the information has yet to be verified. You have not actually applied for the loan yet, the information has not been verified, your credit history has not been reviewed and the loan is NOT guaranteed.  A pre-qualification letter merely states that you might be approved for the mortgage amount. Pre-Approved -  When you are "pre-approved" for a loan, your mortgage lender has received, checked and verified your income,  as well as assets and liablities information.  A copy of your credit report has likely been reviewed to check your credit history and habits.  Whe…

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Amazing Details! Fall in Love This Fabulous Lake Home!

RE/MAX Lake Of The Ozarks
Fran Campbell Johnson
Cell: 573.280.1110
Office: 573.302.2390
Toll-Free: 866.306.FRAN
Website or Mobile:
260 Bur OaksCamdenton, MO 65020MLS#:3087322Price:$899,000Bedrooms:  4Full Bathrooms:  3Half Bathrooms:  2LUXURY LAKE LIVING AT IT'S FINEST! Attention to detail found throughout this home is amazing. Custom designed ceilings with inlay cherry crown molding, custom solid walnut flooring on main level & slate flooring in lower level. Granite counter tops, top of the line appliances and a Thermador professional gas range. First floor Master suite w/sitting area, fireplace, jetted tub + glass block & stone shower, walk in closet & laundry facility. 3 gas fireplaces, Pella windows & doors, screened decks with tile floors, security system, 8' solid wood doors. Beautiful landscaped lot, cove location and breathtaking view. Outdoor entertainment area w/18x3…

5 Advantages to Off-Season House Hunting

Conventional real estate wisdom has often advised buyers and sellers that once Thanksgiving comes around, they might as well pack it in, hunker down and wait till they've doled out all their New Year's smooches to get serious about their real estate transactions.

But there are some hidden benefits to taking a different approach and actually doubling down on your house hunt right now, while the holiday season is in full swing.
Lower competition for your dream home.  This means their are fewer competitors for your dream home and less chance of multiple offers. MOTIVATED Sellers. There are fewer sellers during the off season, and those who are active tend to be highly motivated to sell. This means they are ready to entertain YOUR offer.Can't Miss Properties that WON'T wait.  The "off" season is when fewer new listings come on the market.  That being said, this is a great time to spot hidden gems offering unique mixes of property, fundamentals, amenities and locati…

2012 Christmas for Kids at Lake of the Ozarks

When it comes to helping children, the Lake of the Ozarks community is second to none!!  Every year, despite the ups and downs of the economy, our community always comes together and pulls off successful events like the Lake Area Christmas for Kids.   

This event wouldn't be possible without the financial support of businesses around the Lake area or the volunteers who put in long hours to make sure that every child has a gift under the tree Christmas morning!

So, mark your calendar because this event is just around the corner - December 9, 2012 7pm at the Country Club Hotel and Spa.  The event will feature fantastic silent auction items, great food and the one and only DR. ZHIVEGAS!!!  It is sure to be a night to remember!

The cost is only $15 plus an unwrapped toy from the 2012 WISH LIST will get you in the door.  You can enjoy the entire evening by reserving a room at the Country Club Hotel and Spa - be sure to ask for their special room rates!

For reservations, sponsorships or m…