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Organize and Maximize Your Home's Storage Space

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When selling a home at the Lake of the Ozarks, one of the main things that buyers are going to be looking for when viewing your home is the amount of storage and closet space is available. Your home may provide an ample amount of closet space, but if you're not utilizing it correctly and your closets are packed to the brim with stuff, buyers aren't going to be able to see the maximum use. Because of this, it's essential to take time to clean out your closets and maximize all of the storage space in your home. This week, the best real estate team at the Lake of the Ozarks wants to share with you some tips to organize your home's storage space.


Declutter
Start by emptying EVERYTHING out of your closet. The general rule of thumb is to keep items you've worn or used in the past year and toss or donate everything else. Separate everything into piles by category: seasonal, keep, repair, donate and toss. This exercise is going to introduce you to storage space you never kn…

6 Mortgage Options for the First Time Homebuyer

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As a first time homebuyer, buying a home at the Lake of the Ozarks is a very exciting time. It can also be a very stressful time - especially when you're trying to figure out your financing options. For those who don't have the best credit or a lot of money saved back to put toward a down payment, buying a home can seem impossible. Fortunately, there are several programs available to first time buyers that provide them with great mortgage opportunities. This week, we'll look at 6 common lender programs that help first time homebuyers get into their first home:


1. FHA loan
In an FHA loan, the Federal Housing Administration, an agency within the U.S. Dept of Housing and Urban Development, insures the mortgage. The FHA’s backing offers lenders a layer of protection, meaning that your lender won’t experience a loss if you default on the mortgage.

FHA loans typically come with competitive interest rates, smaller down payments and lower closing costs than conventional loans, whic…

Prepare Your Home for a Winter Vacation

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Missouri winters can be unpredictable and many Lake of the Ozarks homeowners plan a vacation during our coldest months. If you’re hoping to relax and escape the Ozark chill, a winter getaway should do the trick - and when you’re miles from home, the last thing we want you to worry about is the safety of your home. Fran Campbell Team knows homes, condos and everything in between – let us share some simple tips to prepare your home for a vacation.


Hold the News
You don’t want to worry about a pile of newspapers in the driveway, it’s a sure sign of being absent from your home. If your mail is delivered to your home, contact your newspaper delivery company and stop service while you’re gone. Furthermore, contact your local post office and have them hold your mail.

Light It Up
A dark house stands out, especially in a neighborhood when all the other homes are lit up with activity. Before you leave, consider purchasing a timer and install it on a lamp in your home. It’s not a bad idea to insta…

The Pros of Listing Your Home for Sale During the Holidays

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As we approach the Holiday season, many people ask if they should keep their home listed during the Holidays. There are definitely pros and cons to your decision. The biggest "con" is the increased stress of maintaining your home during a very demanding time of the year. However, we think you should consider a few of the "pros" before you make your decision. Here are several good reasons to sell your Lake of the Ozarks Home during the Holiday Season.


There are fewer "tire kickers."
If a buyer is looking during the Holiday, they're probably a SERIOUS buyer. Perhaps they are buying a home for tax reasons or are relocating to start a new job in the new year. Maybe they’ve been looking for months and just haven’t found that perfect home yet. Whatever their reason, make it easy for these folks to get a good look at your home by staying flexible with your showing times and be open to negotiating contract terms that work with their schedules.

Fewer homes on th…

Investing in Real Estate: Condos, Apartments, and Single Family

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Investing in a condo, apartment, or single family home can have big potential, and can be a great way to plan for your future. As such, buying any property should be approached as any significant investment, requiring focus, diligence and careful research into local property, economic and demographic trends. Let's learn a little about what investing in these types of properties entails:


What are the differences between condos and single-family homes?
Using appreciation as a measure, condominiums in some areas have been as profitable an investment as single-family homes in the past five years. And in some markets, condos appreciated even more, according to some experts. While single-family homes have been the preferred investment by homebuyers, changing demographics are helping make condos more popular, especially among single homebuyers, empty nesters and first-time buyers in high-priced markets. Also, the condominium community has worked hard in the last few years to overcome imag…

Lake of the Ozarks Honors Our Local Veterans

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This Saturday, November 11th is Veterans Day and the Fran Campbell Team would like to extend gratitude and honor to Veterans and Active Duty Military for their service to our country! Here is some history and facts about Veterans Day as well as some community events that will be honoring local Veterans this weekend.


History of Veterans Day 
On the 11th hour of the 11th day of the 11th month of 1918, an armistice, or temporary cessation of hostilities, was declared between the Allied nations and Germany in the First World War, then known as "the Great War." Commemorated as Armistice Day beginning the following year, November 11th became a legal federal holiday in the United States in 1938. In the aftermath of World War II and the Korean War, Armistice Day became Veterans Day, a holiday dedicated to American veterans of all wars. (Source: www.history.com)

Facts about Veterans in the United States
There are 18.8 million veterans in the United StatesAs many as 35% of Iraq Veterans …

5 Benefits of Using an Agent When Selling Your Home

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Real estate is an ever-changing industry with many complicated facets. Even if you have bought and sold multiple homes in your lifetime, you may still be unfamiliar with some of the many subtleties and strategies involved in the process. This is especially true because not every sale or purchase is exactly the same. For this reason, we strongly encourage you to consider working with a real estate agent at the Lake of the Ozarks the next time you prepare to buy or sell a home. So, this week we're sharing with you 5 benefits of using an agent to help you sell your home.


1. Help Marketing Your Home
In today's fast-paced digital age, simply sticking a "home for sale" sign in your front yard isn't going to be enough. You need to be able to get your home in front of quality buyers - and since your home typically gets the most traffic during its first thirty days on the market, you need to do it fast. A real estate agent will be able to help you market your home so you c…